SOMOS: Terms of Use
Effective as of July 25, 2021

In these Terms of Use, the words "you," "your," and "user" mean each and every person who accesses or uses our Website. The words "we," "us," "our," and "SOMOS" mean Somos Cred Capital LLC, Somos Cred Capital GP LLC, its affiliates, and any pooled investment vehicle (a "Fund", and collectively, the "Funds") advised by Somos Cred Capital LLC. Whenever the words "include," "includes," or "including" are used in these Terms of Use, they will be deemed to be followed by the words "without limitation". The phrases "the Website," "its Website," and "our Website" (with matching case) mean www.somos.credit and www.somoscred.com.

Please review these Terms of Use carefully before using this Website. If you do not agree to these Terms of Use without limitation or exclusion, you should exit this Website. Use of this Website and its features are subject to these Terms of Use. These Terms of Use are effective immediately for new users and as of July 25, 2021 for existing users. By accessing this Website in any way, including by browsing this Website, using any information, and/or submitting contact or other information requests to SOMOS, you signify that you have read, understood, and agree to comply with and be bound by the terms, conditions, policies, and notices contained on this document (the "Terms of Use").

1. Changes to these Terms of Use.
SOMOS reserves the right to make changes to these Terms of Use from time to time. If we make any changes, we will post the updated Terms of Use on this Website and we will indicate at the top of this page the effective date for the revised Terms of Use. Any such changes shall be effective upon posting to this Website. Your use of this Website after we update the Terms of Use signifies your agreement to any changes. Accordingly, you agree to periodically review these Terms of Use when accessing or using this Website.

2. No Securities Offering or Investment Advice.
This Website, and the information included in these Terms of Use, are for general informational purposes only. Under no circumstances should any material from this Website be used or considered as an offer to sell, or a solicitation of an offer to buy interests in any Fund advised by SOMOS. Such offer or solicitation may only be made to qualified offerees by means of an applicable confidential private offering memorandum ("CPOM") which contains important information (including investment objective, policies, risk factors, fees, tax implications, and relevant qualifications), and only in those jurisdictions where permitted by law. Interests in any Fund shall not be offered or sold in any jurisdiction in which such offer, solicitation, or sale would be unlawful until the requirements of the laws of such jurisdiction have been satisfied. Before making an investment decision with respect to a Fund, potential investors are advised to carefully read the applicable CPOM, the limited partnership agreement of said Fund (if applicable), and the related subscription agreement, and to consult with their tax, legal and financial advisors.

Access to information about the Funds managed by, or the advisory services offered by, SOMOS is limited to investors who meet the applicable investor suitability, experience, and sophistication criteria. Users of this Website acknowledge that an investment in an investment fund (including the Funds managed by SOMOS) is speculative, involves a high degree of risk, and is intended for sophisticated investors only. An investor should not make an investment unless it is prepared to lose all or a substantial portion of its investment.

This Website and these Terms of Use are not intended to provide any accounting, financial, investment, legal, regulatory, tax, or similar advice. Nothing contained in this Website or these Terms of Use should be construed as a recommendation, by SOMOS or any third-party, to acquire or dispose of any investment or security, or to engage in any investment strategy or transaction. Users should consult their own investment, legal, tax and/or similar professional advisors regarding their particular situation and any specific investment decisions.
While all the information prepared in this Website and in these Terms of Use is believed to be accurate, SOMOS makes no express warranty as to its completeness or accuracy, nor can it accept responsibility for errors appearing in this Website or in these Terms of Use.

3. Intended Users.
Use of this Website is intended solely for companies and for users who, if they are a natural person, are eighteen (18) years of age or older. Any access to or use of this Website by any natural person under the age of 18 is unauthorized, unlicensed, and in violation of these Terms of Use. If you are under 18 years of age, you should cease to access or use this Website immediately. By using this Website, you represent and warrant that, if you are a natural person, you are 18 or older, and that you have read, understood, and agree to comply with and be bound by these Terms of Use.
SOMOS reserves the right to delete your profile (if it exists) and any content or information that you have posted, and/or prohibit you from using or accessing this Website (or any portion, aspect, or feature thereof), at any time in its sole discretion, with or without notice, including without limitation, if SOMOS believes that you are under the age of 18.


4. Ownership; Limited License to Use this Website.
SOMOS owns and maintains this Website. Access to and use of this Website is intended solely for the use of those who have been granted permission to use this Website and who have agreed to comply with and be bound by these Terms of Use. 
All content within this Website, including designs, text, graphics, pictures, video, information, software, music, sound, digitally downloadable files, trademarks, logos, service marks, product and program names, slogans, and other files, and their selection and arrangement (the "SOMOS Content'') is the property of SOMOS with all rights reserved.
 
No SOMOS Content may be modified, copied, distributed, framed, reproduced, republished, downloaded, displayed, posted, transmitted, or sold, in any form or by any means, in whole or in part, without SOMOS’s prior express written consent, which may be withheld for any or no reason, except as provided in the following sentence. Provided that you are eligible for use of this Website, you are granted a limited license to access and use this Website and to download or print a copy of any portion of this Website solely for your own private, non-commercial, informational purposes use, provided that you keep all copyright or other proprietary notices intact. Except as described in the immediately preceding sentence, you agree not to copy, store, modify, distribute, transmit, perform, reproduce, publish, license, create derivative works from, transfer, or sell any text, graphics, logos, other source-identifying material, software or code obtained from this Website without prior express written consent from SOMOS, which may be withheld for any or no reason. You may not republish SOMOS Content on any Internet, Intranet, or Extranet site or incorporate any SOMOS Content into any other database or compilation.

Any data that you transmit to this Website becomes the property of SOMOS and may be used by SOMOS for any lawful purpose without restrictions, subject to the terms of the Privacy Policy. If you submit an unsolicited idea to SOMOS (for example, as consumer feedback), SOMOS will treat this information as non-confidential and non-proprietary. SOMOS will be free to use this information for any purpose, commercial or otherwise, and shall not be obligated to return, compensate, or acknowledge receipt of your submitted information.

Unless explicitly stated herein, nothing contained in these Terms of Use either grants or shall be construed as conferring any license to intellectual property rights, whether by estoppel, implications, or otherwise, to you or to any third-party.
Any use of this Website or any SOMOS Content other than as specifically authorized herein, without the prior express written consent of SOMOS, which may be withheld for any or no reason, is strictly prohibited and will terminate the limited license granted herein. Such unauthorized use may result in violations of applicable laws including copyright and trademark laws and applicable communications statutes and regulations.

5. Usage Parameters and Termination.
Means of Access.This Website is intended to be accessed using a conventional web browser, either through a computer or a mobile device. Although you may access this Website through other means, SOMOS does not guarantee that this Website may appear accurately through access methods other than a computer or a mobile device. Users accessing this Website through means other than a computer or a mobile device do so at their own risk. 

Users are responsible for reviewing the cache settings on their web browser to ensure that they are receiving the most recent data from this Website. Users are also responsible for obtaining and maintaining all devices, equipment, services, and other materials that are necessary to access and use this Website.

Restrictions on Data Collection.Without the prior express written consent from SOMOS, which may be withheld for any or no reason, you may not:Use any data mining, robots, or other similar data gathering and extraction programs or methods, whether automated or manual, to access, copy, or monitor any portion of this Website or any SOMOS ContentFrame the website, utilize framing techniques to enclose any SOMOS Content or other proprietary information, place pop-up windows over this Website’s pages, or otherwise affect the display of this Website’s pages.Engage in any activity with the purpose of obtaining content (including SOMOS Content) or other information, including screen scraping or database scraping.

Usage Monitoring.SOMOS reserves the right, at its sole discretion, to access, archive, and/or otherwise monitor any use of this Website, including your use of this Website and your communications or other requests to this Website. Any personal information collected during such monitoring will be used in accordance with SOMOS’s Privacy Policy then in force. By accessing and using this Website, you signify that you are in agreement with SOMOS’s right to access, archive, and/or otherwise monitor usage of this Website for reasons including: to ensure service quality; to evaluate the Website or the security of the Website; for compliance with these Terms of Use or applicable laws, rules, and regulations; or for any other reason.

By using this Website, you signify your agreement that SOMOS’s monitoring activities will not entitle you to any cause of action or other right with respect to the manner in which SOMOS monitors your usage of this Website, and enforces, or fails to enforce, these Terms of Use. Your use of this Website also signifies your agreement that in no event will SOMOS be liable for any damages incurred as a result of SOMOS’s usage monitoring.

Prohibited Uses.In addition to the other limitations mentioned in these Terms of Use, the following obligations apply to your use of this Website:You may not use, transfer, distribute, or dispose of any information contained in this Website, including SOMOS Content, in any manner that could compete with the business of SOMOS.You may not use this Website or any information contained in this Website, including SOMOS Content, for any commercial purpose without the prior express written authorization of SOMOS.You may not distribute, post, reproduce, or upload any information, software, or other material protected by copyright or other intellectual property right, including rights of publicity and privacy, without first obtaining the express written permission of the owner of such rights.You may not use email, post, upload, or otherwise transmit any advertising or promotional materials or any other form of solicitation or unauthorized communication.You may not collect, store, or otherwise archive personal data about other users of this Website.You may not use this Website in any manner that could interfere with any other party’s use of this Website.You may not use any electronic communication feature of this Website for any abusive, defamatory, embarrassing, harassing, hateful, intrusive on another’s privacy, libelous, obscene, tortious, or threatening purpose.You may not use email, post, upload, or otherwise transmit any material that could interrupt, limit, or interfere with the functionality of this Website, or of any computer software, hardware, or telecommunications equipment, including material that contains viruses.You may not use this Website in any manner that could damage, overburden, or otherwise interfere with the proper functioning of any SOMOS server, or of any network connected to any SOMOS server.

SOMOS reserves the right, at its sole discretion, to terminate, disable, or throttle your access to, or use of, this Website at any time, without notice, for any reason, with or without cause. The following provisions of these Terms of Use shall survive the termination of your use or access to this Website: the sections concerning Governing Law, No Warranty; No Reliance; Disclaimers, General Provisions, Indemnity, Limitation of Liability, and any other provision that by its term survives termination of your access to or use of this Website.

6. Privacy Policy.
Please review our Privacy Policy, which is hereby incorporated by reference into these Terms of Use, for more details on our information collection, use practices, and our use of cookies. By using our website, you signify your consent to the Privacy Policy and agree to have your personal information transferred to and processed in the United States of America.

7. Password-Protected Areas; Performance Information.
In the event that some areas of this Website are password-protected, these may only be accessed by users who have been issued with usernames and passwords (the "Log-In Information") by an authorized representative of SOMOS. Such Log-In Information shall only be provided to current investors in one or more of the Funds managed by SOMOS, or to prospective investors who are eligible to receive a CPOM, and/or are classified as accredited investors for one or more of such Funds.

Password-protected areas of this Website may contain performance information for the Funds managed by SOMOS. Users of this Website acknowledge that the past performance of any Fund should not be construed as an indicator of future performance. Any projections, market outlooks or estimates in the password-protected areas of this Website are forward looking statements and are based upon certain assumptions. Other events which were not considered may occur and may significantly affect the returns or performance of the Funds. As such, any projections, outlooks or assumptions included in the password-protected areas of this Website should not be construed to be indicative of the actual events which will occur. Further, SOMOS, in its sole discretion, may modify the investment strategy, the portfolio composition and the investment guidelines and restrictions at any time in any manner which it believes is consistent with its overall investment objective, without notice to current investors and those who can access the password-protected areas of this Website.

No one may obtain or attempt to obtain access to the password-protected areas of this Website, or to any protected materials or information, without the prior express written consent by SOMOS. Unauthorized individuals attempting to obtain access, or actually gaining access, to these password-protected areas and/or protected materials or information from this Website, may be subject to criminal and/or civil prosecution.

During any registration process for any password-protected area, you may be required to provide complete and accurate information about yourself. It will be your responsibility to maintain the currency, completeness, and accuracy of your future password and registration data and any loss caused by your failure to do so shall be your responsibility. You may not have a username or ID that is indecent or distasteful or that SOMOS otherwise determines in its discretion to be unacceptable. You will be solely responsible for maintaining the confidentiality of your password and account. Additionally, you will be solely responsible for any and all activities that might occur under your account. You agree to notify SOMOS immediately of any unauthorized use of your account. You further agree not to email, post, or otherwise disseminate or disclose any username, log-in ID, password, or other information that provides you access to this Website. SOMOS is not liable for any loss that you may incur as a result of the future unauthorized use of your password or account, either with or without your knowledge.

8. No Offer of Employment.
Nothing contained in this Website should be construed as an offer or promise of employment with respect to any employment position described on this Website. SOMOS reserves the right to, without prior notice, eliminate, modify, or change any aspects of any employment position described on this Website.

This Website does not provide any binding employment offers or any terms and conditions of employment. If you submit an application or other information through this Website, you signify your agreement to the use of such information by SOMOS for future employment offers to you and indicate your consent to be included in any employment databases or lists of SOMOS. Any employment offer that may come about as a result of your submission of an application or other information through this Website shall only be in accordance with the specific terms of such employment offer and not with the terms of this Website.

9. No Warranty; No Reliance; Disclaimers.
SOMOS uses reasonable efforts to ensure the appropriateness, accuracy, completeness, and reliability of information contained in this Website. SOMOS and its agents, clients, directors, employees, investors, members, principals, and officers make no representations or warranties, expressed or implied, regarding this Website, the SOMOS Content, or any other content on this Website (including content posted, uploaded or otherwise transmitted by users), and/or the accuracy, adequacy, completeness, reliability, suitability, timeliness, or other characteristics of the information and materials contained or presented on this Website. This Website and all such content are provided "as is" and "as available," without any warranty, either express or implied.
SOMOS, to the fullest extent permitted by law, hereby disclaims all representations and warranties, express or implied, as to this Website, SOMOS Content, content posted, uploaded, or otherwise transmitted by users, any matter related to this Website, and such information and materials on this Website, including the implied warranties of merchantability, fitness for a particular purpose, non-infringement, title, and availability. SOMOS expressly disclaims liability for errors and omissions in this Website or the information and materials contained on this Website.

There are no warranties with respect to the results of your use of this Website, any SOMOS Content, or content posted, uploaded, or otherwise transmitted by users. SOMOS cannot guarantee and does not promise any specific results from your use of this Website. SOMOS does not warrant that this Website is free of viruses, worms, "Trojan horses," or other harmful components. Users acknowledge that, by using this Website, they may be subject to cyber-security and privacy exploitations, including, eavesdropping, sniffing, spoofing, hacking, breaking passwords, harassment, exposure to objectionable material, posturing, and/or other cyber-security or privacy hazards. SOMOS and its agents, clients, directors, employees, investors, members, principal, and officers shall not be liable for any damages of any type or kind to your computer or other device (including mobile devices), viruses that may infect your computer or other device (including mobile devices), or services repairs or corrections that must be performed on your computer or other device (including mobile devices) due to your access to or use of this Website.
This Website may be temporarily unavailable from time to time for maintenance or for other reasons. SOMOS does not assume any responsibility for any defect, deletion, delay, interruption, or omission in operation or transmission, communications line failure, theft, destruction, or unauthorized access to, or alteration of, user communications. SOMOS is not responsible for any problems or technical malfunctions of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of email on account of technical problems or traffic congestion on the Internet or in the Website or a combination of these, including damage to users or to any other party’s computer or other property related to or resulting from participating or downloading content in connection with the Web or in connection with this Website. Under no circumstances shall SOMOS be responsible for any loss or damage, including any loss or damage to content posted, uploaded, or otherwise transmitted by users, financial damages or lost profits, loss of business, or personal injury or death, resulting from any party’s use of this Website, of any SOMOS Content, or of any Third-Party Content (referenced in the Links to Other Websites and Content section below) posted within or through this Website or transmitted to users of this Website, or resulting from any interactions between users of this Website, whether online or offline.

SOMOS, at its sole discretion, reserves the right to change any content of this Website with or without notice. Permission by SOMOS to access this Website should not be construed as, or relied upon as, accounting, financial, investment, legal, regulatory, tax or similar advice. Reference to any products, services, processes or other information, by trade name, trademark, manufacturer, supplier, or otherwise, does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by SOMOS.

10. Limitation of Liability.
EXCEPT IN JURISDICTIONS WHERE SUCH PROVISIONS ARE RESTRICTED, IN NO EVENT SHALL SOMOS OR ITS AGENTS, CLIENTS, DIRECTORS, EMPLOYEES, INVESTORS, MEMBERS, PRINCIPALS, OR OFFICERS BE LIABLE FOR ANY CLAIMS, LIABILITIES, LOSSES, COSTS, OR DAMAGES OF ANY KIND, INCLUDING DIRECT, INDIRECT, PUNITIVE, EXEMPLARY, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, INCLUDING FOR LOST PROFITS OR LOST DATA, ARISING FROM OR IN ANY WAY CONNECTED WITH: [I] THE USE OF OR INABILITY TO ACCESS AND/OR USE THIS WEBSITE, OR WITH ANY DELAY IN THIS WEBSITE, INCLUDING LOSS OF REVENUE, TRADING, PROFITS, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL, USE, OPPORTUNITY, OR DATA; [II] SOMOS CONTENT, ANY BLOG CONTENT, USER CONTENT, OR ANY OTHER INFORMATION AND MATERIALS CONTAINED WITHIN OR ACCESSED THROUGH THIS WEBSITE; OR [III] OTHERWISE ARISING OUT OF THE ACCESS TO AND/OR USE OF THIS WEBSITE.

IN NO EVENT SHALL SOMOS OR ITS AGENTS, CLIENTS, DIRECTORS, EMPLOYEES, INVESTORS, MEMBERS, PRINCIPALS, OR OFFICERS BE RESPONSIBLE FOR ANY DAMAGES THAT RESULT FROM DEFECTS, DELAYS IN OPERATIONS OR TRANSMISSION, DELETION OF FILES, ERRORS, INTERRUPTIONS, MISTAKES, OR ANY FAILURE OF PERFORMANCE OF THIS WEBSITE WHETHER OR NOT CAUSED BY EVENTS BEYOND SOMOS’S REASONABLE CONTROL, INCLUDING TO ACTS OF GOD, COMMUNICATIONS LINE FAILURE, DESTRUCTION, THEFT, OR UNAUTHORIZED ACCESS TO THIS WEBSITE’S RECORDS, PROGRAMS, OR SERVICES.
THE ABOVE LIMITATIONS APPLY EVEN IF SOMOS OR ANY OF ITS AGENTS, CLIENTS, DIRECTORS, EMPLOYEES, INVESTORS, MEMBERS, PRINCIPALS, OR OFFICERS HAVE BEEN ADVISED OF POTENTIAL DAMAGES OR COULD HAVE FORESEEN THE DAMAGES. IN ADDITION, NEITHER SOMOS NOR ANY OF ITS AGENTS, CLIENTS, DIRECTORS, EMPLOYEES, INVESTORS, MEMBERS, PRINCIPALS, OR OFFICERS WILL BE RESPONSIBLE FOR ANY FAILURE TO COMPLY WITH THESE TERMS OF USE OR ANY APPLICABLE FEDERAL, STATE, AND/OR LOCAL LAWS, BY ANY USER.

SOME JURISDICTIONS LIMIT THE EXCLUSION OF DAMAGES OR LIMITATION OF LIABILITY, SO THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO ALL USERS. IF ANY PART OF THE PRECEDING EXCLUSIONS AND LIMITATIONS IS UNENFORCEABLE UNDER APPLICABLE LAW, THE AGGREGATE LIABILITY OF SOMOS OR ITS AGENTS, CLIENTS, DIRECTORS, EMPLOYEES, INVESTORS, MEMBERS, PRINCIPALS, OR OFFICERS SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY SUCH LAW. IN NO EVENT SHALL SOMOS’S TOTAL LIABILITY TO ANY USER FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT, INCLUDING NEGLIGENCE) EXCEED THE AMOUNT PAID BY SUCH USER, IF ANY, FOR ACCESSING THIS WEBSITE OR $50, WHICHEVER AMOUNT IS LOWER.

THESE LIMITATIONS OF LIABILITY SHALL APPLY REGARDLESS OF: [I] ANY NEGLIGENCE, INCLUDING GROSS NEGLIGENCE, OF SOMOS OR ANY OF ITS AGENTS, CLIENTS, DIRECTORS, EMPLOYEES, INVESTORS, MEMBERS, PRINCIPALS, OR OFFICERS; OR [II] WHETHER THE LIABILITY ARISES IN NEGLIGENCE, GROSS NEGLIGENCE, STRICT LIABILITY, CONTRAT, TORT (INCLUDING NEGLIGENCE OR GROSS NEGLIGENCE) OR ANY OTHER THEORY OF LEGAL LIABILITY; AND WILL REMAIN IN EFFECT EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

YOUR SOLE REMEDY FOR DISSATISFACTION WITH YOUR USE OF THIS WEBSITE IS TO CEASE USING THIS WEBSITE.

11. Indemnity.
By using this Website, you signify your agreement to, at your own expense, indemnify, defend, and hold SOMOS and its agents, clients, directors, employees, investors, members, principals, and officers harmless from and against any and all liability costs, including attorney’s fees and costs, incurred by these parties in connection with any claim arising out of any breach by you of these Terms of Use or any of the representations, warranties, and covenants made by you herein. You shall cooperate as fully as reasonably required or requested in the defense of any such claim. SOMOS reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not, in any event, settle any matter without the prior express written consent of SOMOS.

12. Governing Law; Venue and Jurisdiction.
By accessing or using this Website, you agree that, without regard to any principles of conflict of laws that would require or permit the application of the laws of any other jurisdiction, the laws of the State of Delaware shall govern these Terms of Use.

13. Links to Other Websites and Content.
By using this Website, you may access or receive links to other websites (the "Third-Party Sites"), and/or to articles, designs, graphics, information, music, software, sound, text, video and other content belonging to or originating from third parties (the "Third-Party Content"). SOMOS does not investigate, monitor, or review the accuracy, appropriateness, or completeness of such Third-Party Sites and Third-Party Content. SOMOS is not responsible for any Third-Party Sites accessed through this Website or any Third-Party Content posted within this Website, including the content, accuracy, offensiveness, opinions, reliability, or policies of or contained in the Third-Party Sites or the Third-Party Content.

Inclusion of or linking to any Third-Party Site or any Third-Party Content does not constitute an endorsement or an approval by SOMOS. Users leaving this Website to access a Third-Party Site do so at their own risk. Users should be aware that our conditions, policies, and terms, including these Terms of Use, do not govern Third-Party Sites. Users should review the applicable terms and conditions, including data privacy and security practices, of any site that they access.

14. General Provisions.
Both you and SOMOS agree that no joint venture, partnership, employment, or agency relationship exists between you and SOMOS as a result of these Terms of Use or as a result of your use of this Website. Neither SOMOS nor you has the power or authority to obligate or bind the other.

You agree that, to the extent permitted by applicable law, any and all disputes, claims, and causes of action arising out of or relating to this Website and/or these Terms of Use, shall be resolved individually, without resort to any form of class action. These Terms of Use operate to the fullest extent permissible under applicable law.

The failure of SOMOS to comply with these Terms of Use due to an act of God, war, fire, riot, terrorism, earthquake, actions of federal, state, or local governmental authorities, health epidemics or pandemics, or for any other reason beyond the reasonable control of SOMOS, shall not constitute a breach of these Terms of Use.

If SOMOS fails to act with respect to your breach or any other user’s breach on any of these Terms of Use on any occasion, SOMOS is not waiving its right to act with respect to future or similar breaches.

If any part of these Terms of Use is determined to be invalid or unenforceable in any jurisdiction, including the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision shall be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms of Use shall continue in effect. Any such modification, invalidity or unenforceability shall be strictly limited both to such provision and to such jurisdiction.

By reviewing or using the content on this Website after accessing the Website, you represent and warrant that [i] you have the authority to enter into these Terms of Use and create a binding contractual obligation, [ii] you understand and intend these Terms of Use to be the legal equivalent of a signed, written contract equally binding, and [iii] you will use the information on this Website in a manner consistent with applicable laws and regulations in accordance with these Terms of Use, as the same may be amended by SOMOS online or otherwise from time to time.  A printed version of these Terms of Use and any notice given in electronic form shall be admissible in judicial or administrative proceedings based on or in connection with these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

These Terms of Use constitute the entire agreement between the user and SOMOS with respect to this Website and they supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and SOMOS with respect to this Website. 

You agree to be bound by any agreement or consent you transmit to or through this Website via any media or electronic device, including internet, telephone and wireless devices.

Should you have any questions about these Terms of Use, please contact us at support@somoscred.com or at the following address:

3 Germay Drive, Unit 4 # 1128 Wilmington, DE 19804 United States of America